Last Updated: March 2026

1. Licensing Disclosures

Etowah Insurance Group, Inc. is a licensed insurance broker operating in multiple states. We maintain all required state insurance producer licenses for the jurisdictions in which we conduct business.

• State of Georgia: Licensed Insurance Broker / Producer
• State of Alabama: Licensed Insurance Broker / Producer
• We are also licensed and/or authorized to operate in Florida, Louisiana, South Carolina, Tennessee, and other states as required by the nature of our clients' operations.

Nothing on this website constitutes a binding insurance quote, offer of coverage, or confirmation of insurance. All coverage is subject to the terms, conditions, exclusions, and limits of the applicable insurance policy. Coverage descriptions on this website are general summaries only and may not reflect the exact terms of any specific policy.

Etowah Insurance Group, Inc. serves as an independent broker and does not underwrite insurance. We represent the interests of our clients when placing coverage with insurance carriers.

2. Privacy Policy

This Privacy Policy describes how Etowah Insurance Group, Inc. ("we," "us," or "our") collects, uses, and protects information obtained through our website, etowahinsurance.com (the "Site"), and through our business operations.

Information We Collect

We may collect the following categories of personal information:

• Contact information you voluntarily provide — such as your name, email address, phone number, and company name when you submit a contact or quote request form.
• Business information you provide when requesting a consultation or insurance quote, such as industry type, number of employees, and location.
• Usage data — automatically collected information about how you interact with the Site, including IP address, browser type, pages visited, and referring URLs, collected through Google Analytics and similar tools.
• Communications — records of correspondence if you contact us by email or phone.

How We Use Your Information

• To respond to your inquiries and provide requested services
• To prepare insurance quotes and risk assessments
• To communicate with you about your coverage and account
• To improve our website and services
• To comply with legal and regulatory obligations

Sharing of Information

We do not sell your personal information. We may share information with:

• Insurance carriers and wholesalers, as necessary to obtain quotes and place coverage on your behalf
• Service providers who assist us in operating our website and business, under confidentiality agreements
• Regulatory or government authorities, as required by law

Cookies and Analytics

Our Site uses cookies and Google Analytics to understand how visitors use our website. Google Analytics collects anonymized usage data. You may opt out of Google Analytics tracking by using the Google Analytics Opt-out Browser Add-on. Most browsers allow you to control cookies through their settings.

Data Retention

We retain personal information for as long as necessary to fulfill the purposes outlined in this Policy, or as required by applicable law. Client records are typically retained for a minimum of seven (7) years in accordance with insurance industry recordkeeping requirements.

Your Rights

Depending on your state of residence, you may have rights to request access to, correction of, or deletion of your personal information. To exercise these rights, please contact us using the information in Section 5 below. We will respond to verifiable requests within the timeframe required by applicable law.

Security

We maintain reasonable administrative, technical, and physical safeguards to protect the personal information we collect. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites and encourage you to review their privacy policies independently.

Children's Privacy

Our Site is not directed to individuals under 18 years of age, and we do not knowingly collect personal information from minors.

Changes to This Privacy Policy

We may update this Privacy Policy periodically. When we do, we will revise the "Last Updated" date above. We encourage you to review this page periodically for the latest information.

3. Terms of Use & Disclaimer

Acceptance of Terms

By accessing and using etowahinsurance.com, you agree to be bound by these Terms of Use. If you do not agree, please discontinue use of the Site.

Informational Purposes Only

All content on this website is provided for general informational purposes only. It does not constitute legal, financial, or insurance advice. The information on this Site does not create a broker-client relationship. No coverage is bound, confirmed, or altered through this website.

No Warranty

The content on this Site is provided "as is" without warranties of any kind, express or implied. We do not warrant that the Site will be error-free, uninterrupted, or free of harmful components. Insurance product availability and eligibility vary by state and individual circumstances.

Limitation of Liability

To the fullest extent permitted by law, Etowah Insurance Group, Inc. shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use of, or inability to use, this website or its content.

Intellectual Property

All content on this Site, including text, graphics, logos, and images, is the property of Etowah Insurance Group, Inc. or its content suppliers and is protected by applicable copyright and intellectual property laws. Unauthorized reproduction or distribution is prohibited.

Governing Law

These Terms of Use are governed by the laws of the State of Georgia, without regard to its conflict of law provisions.

4. Accessibility Statement

Etowah Insurance Group, Inc. is committed to ensuring that our website is accessible to all visitors, including individuals with disabilities. We strive to follow the Web Content Accessibility Guidelines (WCAG) 2.1 Level AA as our accessibility standard.

Our Efforts

• We aim to provide text alternatives for non-text content where feasible
• We seek to ensure that our site can be navigated by keyboard
• We work to maintain adequate color contrast for text readability
• We aim for our contact forms to be usable with assistive technology

Known Limitations

We acknowledge that our website may not yet fully comply with all accessibility guidelines. We are actively working to identify and remediate accessibility barriers. Some third-party content or linked resources may not meet our accessibility standards.

Feedback & Assistance

If you experience difficulty accessing any content on our website, or if you need information in an alternative format, please contact us and we will do our best to assist you or provide the information through an accessible means:

We welcome your feedback on the accessibility of our site and will consider all requests in our ongoing improvement efforts.

5. Contact Us Regarding This Policy

If you have questions, concerns, or requests related to this Privacy Policy, Terms of Use, or Accessibility Statement, please contact us:

This page is provided for informational purposes and does not constitute legal advice. Etowah Insurance Group, Inc. recommends consulting a licensed attorney for advice specific to your legal situation.