What insurance do construction contractors need?

Contractors typically need general liability, builders risk, commercial auto, workers compensation, tools and equipment coverage, and umbrella liability insurance.

Do you offer builders risk insurance in Georgia?

Yes, we place builders risk insurance for residential and commercial construction projects throughout Georgia and Alabama.

Can subcontractors get insurance through Etowah Insurance Group?

Yes, we insure general contractors, subcontractors, and specialty trade contractors of all sizes.

Commercial Construction

When it comes to protecting your contracting business, having the right coverage makes all the difference. Whether you are a general contractor or subcontractor, we offer every line of insurance you need to stay protected and compliant.

Working with our team means access to general liability, commercial auto, workers compensation, excess liability, and equipment coverage — all tailored to your operations. We go beyond just placing policies. Our team develops customized risk management plans and handles certificate management so you can focus on the job, not the paperwork.

General Contractors

For general contractors, managing subcontractor risk is just as important as your own coverage. We help you build the insurance programs, safety protocols, and compliance processes needed to monitor subcontractor certificates, enforce coverage requirements, and properly transfer risk — protecting your business from the top of the contract chain to the last sub on the job site.

Subcontractors

For subcontractors, carrying the right insurance is about more than protection — it is about staying on the job. We build coverage programs that safeguard your business while meeting the requirements of general contractors, state regulations, and federal compliance standards, so you stay qualified, covered, and working.

What We Cover for Contractors:

From single-trade subcontractors to large general contractors managing complex multi-phase projects, we build insurance programs around the real exposures your operation carries — on the job site, on the road, and in the contract.

We also handle certificate management and compliance tracking so you can satisfy GC requirements, meet bonding obligations, and stay focused on the work rather than the paperwork.

General Liability
Commercial Auto
Workers Compensation
Excess / Umbrella
Contractors Equipment

Builders Risk
Contractors Pollution
Professional Liability
Certificate Management
Subcontractor Compliance

At the central core of your risk management

Licensed Insurance Broker • Licensed in All 50 States

Commercial Construction

General Contractors

Subcontractors

What We Cover for Contractors:

At the central core of your risk management

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